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Financing Options

Furniture Express is starting to offer competitive financing options to help space out order payments. Please take some time to explore some of our financing providers. Some providers will excel in a specific areas more than others, more options will be available soon!

Americas First Finance:


Apply For Financing Online:

Cloquet Location -> Click Here
Bemidji Location -> Click Here
Online  Order -> Click Here
Payment Portal -> Click Here

Furniture Express Layaway:

Furniture Express offers a competitive and flexible layaway program. This is provided through your local store, and terms may vary slightly on each location and order. Our typical layaway policy includes;

  • Up to 6 months to pay off an order, with minor flexibility.
  • Only 20% Down to start an order, 50% applied to special order.
  • No monthly or minimum payments.
  • No credit or background checks.
  • Items are reserved in store until order is paid off.

See store for details, Furniture Express has the right to refuse, or cancel any layaway for any reason.